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Mortgage Lessons Learned from Christmas Vacation

Christmas Mortgage Lessons

Miracle on 34th Street, It’s a Wonderful Life, and A Christmas Carol are all Holiday season cinematic classics that tug at our heart strings. However, there’s one guilty pleasure that most of us probably prefer to watch over and over again each December – National Lampoon’s Christmas Vacation. Rusty Griswold (played by the brilliant Chevy Chase) and his family band of misfits have everyone cracking up over Egg Nog. However, did you know that there were valuable lessons for homeowners to be learned from this PG-13+ movie? Yes indeed! Read ahead to learn more about how a mortgage broker can help your household overcome a number of the same challenges that befall the tenuously lovable Griswolds.

How a Mortgage Broker Can Help BC Homeowners Overcome the Same Challenges of the Holiday Classic; Christmas Vacation


Surprise Visits from Extended Family

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Clark Griswold’s first antagonizing event is the arrival of his cousin Eddie with his trailer of a wife and kids (and Rottweiler) in tow. This compounded the stress he was already feeling by having ungrateful in-laws consuming space in the home. With the right mortgage broker, Clark could avoid the anxiety in time for next Holiday season. How? With help in getting a home equity loan that he could use to build an extension, or better yet, a separate guest house. This would provide visiting brood (the good and the bad) with an on-site place to stay while keeping them at arm’s length through the Holidays. If you own a home in BC, contact Carloni Mortgage Brokers to ask about getting a home equity loan for renovations. 

No Bonus? No Worries!

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The most climactic event experienced by Clark Griswold, is when he found out that he didn’t get the expected Christmas bonus from his tightwad of a boss. Clark intended to use the bonus to surprise his family with a backyard swimming pool for the forthcoming summer. Clark went into stress overload and his cousin Eddie (with his heart in the right place) kidnapped Clark’s boss which put the Griswold clan in further peril. None of this would have happened if Clark knew that he could also have used a low interest rate home equity loan to secure the funds he needed for the pool. Again, if you own a home in BC, contact Carloni Mortgage Brokers to ask about getting a home equity loan for exterior extensions like a swimming pool. 

Pesky Neighbors? No Problem!

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There are two sides to this story in Christmas Vacation. Some may say that the yuppie neighbors who lived in the post-modern contemporary abode next door were antagonists to the Griswold family. Others may say that it was the other way around. Whatever the case may be, if you find yourself in a similar situation where you can’t stand your neighbors, a broker can help by turning your ambition of a second home into a reality. You can leverage existing equity to secure a second home mortgage, and take up residence in that home, while placing the other on the rental market to generate monthly income. It’s a win-win that earns you wealth while leaving bothersome neighbors in the dust. If you are considering a second home in BC, contact Carloni Mortgage Brokers today.


Let Carloni Mortgage Brokers help you overcome challenges of homeownership this Holiday season and beyond. All that you need to do is pick up the phone and call the number below!

CALL 250.493.9111