should SAVE YOU thousands!
"Rene has done multiple mortgages for me and always helped me to understand everything. One time I was doing a renewal and he even got on the phone with my bank and got them to lower the rate when he wasn't even being paid." Cameron L.
Mortgage refinance pays off credit cards and bills to save clients thousands.
Our brokers work with banks, credit unions, online lenders, private companies and many others to find the mortgage that is best for YOU.
First time home buyer programs for as little as 5% downpayment, and much more. Pre-qualify and shop with confidence.
Residential mortgages, investment mortgages, commercial lending, and much more. We manage all types of property purchases.
Home equity loans, mortgage refinancing, debt consolidation, investment loans and much more.
We get small-to-medium business owners, freelancers, and entrepreneurs the loans and the terms they need.
We will renegotiate a contract with new terms that work even better for you. No need to switch banks!
Don't want to borrow from big banks? We'll help you get a loan through other sources.
As your broker, we will complete an application with you. This process can be done as quickly as 15-minutes on the phone or online. We take the time to get to know you and your needs.
We leverage our relationships with Okanagan area banks, credit unions, trusts, online lenders, private companies and many others depending on your situation to find you the best mortgage options.
We review the best mortgage options with you and explain every part of the process. With confidence you can select and sign your mortgage. This can all be done online or in person if you wish.
We get your mortgage funded and you save because we found you the best terms. For conventional residential mortgages we are paid directly by the lender, our services are FREE to you.
Our philosophy is simple. “If it makes sense, we get it done.” Drawing on two decades of lending experience we have access to a massive lender network and when necessary tap our own exclusive funding sources. We get deals done that nobody else can. We work with first time home buyers to seasoned investors.
If its experience you’re looking for – you’ve come to the right place.
Massive Lender network of banks, credit unions, online lenders and private money ensures that you get the lowest rate possible.
Two Decades of lending & real estate experience.
Great relationships with local real estate agents and professionals.
You want your mortgage approval quickly. Get answers within 15 minutes on the phone with one of our experienced mortgage brokers.
The mortgage world is constantly changing, and we're on top of it. We have first hand experience of our own with both residential and commercial properties, development, renovations, construction and investments.
You've got the whole Carloni Mortgage team working for you. When you or your Realtor wants someone to talk to you'll find peace of kind that one of our brokers is always available. Better yet, you can pop by our Main Street Penticton office anytime!