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How It Works

1. You Apply

This process can be done as quickly as 15 minutes on the phone or online

2. We Shop

We leverage our relationships with banks, credit unions, trusts, online lenders & private companies to find you the best mortgage options

3. You Pick

We review the best options with you and explain every part of the process.

4. You Save $$$

We get you funded and you save because we found you the best terms. For conventional mortgages, our services are free to you.

Recent Articles

Should I Buy a House if a Recession is Coming?

Canadian Mortgage Trends just released the results of a survey of “influential” economists and analysts who have provided their expectations for the year ahead (2024). These experts (ahem) ended up…

Signs It’s Time to Buy a Home

Have you been thinking about buying a home in the BC Okanagan Valley before 2023 comes to an end? If so, you’ve probably been waiting for a sign from the…

Okanagan Wildfires Impact on Real Estate

Okanagan Wildfires Impact on Real Estate Market 2023-24 Another summer has passed, and another summer has left an indelible mark on the BC Okanagan Valley as wildfires raged once again.…

Can You Break a 5-Year Fixed Mortgage? 

Can You Get Out of a 5-Year Fixed Mortgage? Are you preparing to buy a home and considering a 5-year fixed rate mortgage? As someone who prefers the consistency and…

Short Term Fixed Mortgage

Should You Consider a Short Term Fixed Rate Mortgage? The Bank of Canada rolled back on their earlier indication that they would hold the prime rate steady through rest of the…

What to Do When Mortgage Rates Rise

What to Do When Mortgage Rates are High in BC Canadian Mortgage Trends reports that BMO, CIBC, RBC and the National Bank have increased their posted fixed rates at the…


"Rene is very professional, friendly, and easy to talk too. This was our first mortgage and he made sure we understood all the information, plus he got us the best rates. I have recommended a few of my friends to him now and they are over the moon with the deals he did for them. Great guy and I will continue to tell my friends to go with his company.'
Buying a House During a Recession BC Canada
Tracy R.
"Great rates, highly professional and extremely knowledgeable. Would recommend to anyone looking for mortgage advice and services."
Buying a House During a Recession BC Canada
Bryer B.
"Good, quick service. Great rates. Would highly recommend and would use again for sure."
Buying a House During a Recession BC Canada
Scott L.
"Rene was professional, courteous and extremely knowledgeable, I would recommend for your mortgage needs."
Buying a House During a Recession BC Canada
Alex C.

About Carloni Mortgages

Our philosophy is simple. “If it makes sense, we get it done.” Drawing on two decades of lending experience we have access to a massive lender network and when necessary tap our own exclusive funding sources. We get deals done that nobody else can. We work with first time home buyers to seasoned investors.

If its experience you’re looking for – you’ve come to the right place.

Why Work with Carloni Mortgage Brokers?

Penticton Mortgage Broker

Massive Lender network of banks, credit unions, online lenders and private money ensures that you get the lowest rate possible.

Penticton Mortgage Broker

You've got the whole Carloni Mortgage team working for you. When you or your Realtor wants someone to talk to you'll find peace of kind that one of our brokers is always available. Better yet, you can pop by our Main Street Penticton office anytime!

Penticton Mortgage Broker

Two Decades of lending & real estate experience. Great relationships with local real estate agents and professionals.

Penticton Mortgage Broker

The mortgage world is constantly changing, and we're on top of it. We have first hand experience of our own with both residential and commercial properties, development, renovations, construction and investments.

Penticton Mortgage Broker

You want your mortgage approval quickly. Get answers within 15 minutes on the phone with one of our experienced mortgage brokers.

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